Insurance for residence card

Health policy required for application for temporary and permanent residence permit in Poland

Insurance vs. residence card

A foreigner applying for a residence card in Poland must prove that he has health insurance. This can be a private policy or notification to the National Health Service by the employer.

The provincial office verifies the validity of insurance when processing an application. Lack of a valid policy may be a reason for denial of a residence permit.

A private policy is a quick solution for people who are not yet reported to the National Health Service - such as freelancers, students and people waiting for an employment contract.

Medical examination - insurance for residence card

Types of residence cards vs. insurance

Temporary stay

Temporary residence permit (up to 3 years). Policy or NFZ required for the entire term of the card. Most common type of application.

Permanent residence

Permanent residence permit (indefinite). Documentation of health insurance as of the date of application required.

EU Resident

A residence permit for a long-term EU resident. Requirements analogous to those for permanent residence - valid policy or NFZ.

How do I get insurance for my residence card?

1

Check requirements

The Provincial Office requires a policy covering medical expenses in the territory of Poland. Check whether your employer has reported you to the National Health Service.

2

Select a policy variant

If you don't have NHF, buy a private policy. Minimum amount: EUR 30,000. The coverage must cover the entire period of your stay.

3

Submit documents

Attach the policy or certificate from the National Health Service to the application for a residence card. Documents in Polish or with a sworn translation.

4

Pick up the card

After a positive decision, pick up your residence card at the Provincial Office. Remember to maintain continuity of insurance.

Insurance questions for residence card

Yes, if you are enrolled in the National Health Fund by your employer, university or pay premiums yourself - this is a sufficient document. Attach a certificate from Social Security or a printout of EHIC to your application.

The cost of the policy depends on the period of coverage and the sum insured. An annual policy with coverage of EUR 30,000 starts at about PLN 400-600 per year. The longer the period, the more favorable the price per month.

The policy must be valid at least as of the date of application. However, we recommend that you purchase insurance for the entire planned period of stay - the office may ask you to supplement your documents.

A policy from another EU country can be honored, but it must clearly cover the cost of treatment in the Polish territory. EHIC cards are accepted as proof of insurance for EU citizens.

A change of employer means a break in the NHF. If this is the case, purchase a private policy for the interim period and inform the Provincial Office of the change in circumstances.

Yes, the insurance should be up-to-date throughout the procedure and after it is completed. The authority may also call for the presentation of a valid policy when picking up the card.

Apply for a residence card with a valid policy

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